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Collective Bargaining Agreement Governing the Collective Supplementary Pension (TZR) 2026

In this article, learn everything about the Collective Bargaining Agreement Governing the Collective Supplementary Pension (TZR) 2026.

Collective Bargaining Agreement Governing the Collective Supplementary Pension (TZR) Definition

The Collective Bargaining Agreement Governing the Collective Supplementary Pension (TZR) enables employees in the building cleaning industry to convert a portion of their future earnings into company pension schemes. An employer contribution is granted, which covers the social security contributions on the converted earnings, to further strengthen employees' retirement provisions.

Scope of Application:

  1. Geographical Scope: Applies throughout Germany.
  2. Operational Scope: Covers all businesses and independent departments that are subject to the framework collective bargaining agreement for commercial employees in the building cleaning industry.
  3. Personal Scope: Applies to commercial employees, salaried employees, supervisors, and apprentices who are subject to compulsory insurance under SGB VI or are marginally employed under SGB IV.

Salary Conversion and Employer Contribution

  1. Entitlement to Salary Conversion:
    • Employees can request that up to 4% of their future earnings be converted into company pension schemes.
    • Additionally, up to €1,800 annually can be converted tax-free.
    • Conversion can be made from future earnings claims such as additional holiday pay and other components of remuneration (excluding minimum wage).
  2. Employer Contribution:
    • Employer contribution equivalent to the social security contributions due on the converted earnings.
    • Existing employer pension benefits can be credited.
  3. Remittance of the Converted Amount:
    • The converted amount and the employer contribution are transferred monthly to the pension provider.

Pension Provider

  • The old-age pension is provided through the supplementary pension fund for the construction industry.

Vesting

  • The entitlement to pension benefits is retained even in the event of early departure.
  • Calculation is based on all amounts contributed and surplus shares accrued until departure.

Adjustment of Pension Benefits

  • Surplus shares are used exclusively for increasing pension benefits; Section 16 of the German Company Pension Act (BetrAVG) is not applicable.

Procedure

  • Claims for old-age pension benefits must be communicated to the employer no later than the 1st of the preceding month.
  • The total amount for the old-age pension is shown separately on the payroll statement.

Company Pension Act

  • Sections 1a, 2, and 3 of the German Company Pension Act (BetrAVG) do not apply; Section 16 of the German Company Pension Act (BetrAVG) is replaced by Section 5 of the collective agreement.

Statute of Limitations

  • Claims expire after three years, commencing at the end of the calendar year in which the claim arose. The forfeiture periods of Section 22 of the Collective Bargaining Agreement for the Building Cleaning Industry (RTV Gebäudereinigung) apply accordingly.
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